FAQ > Security and risk

Will my investment be at risk from currency fluctuations?


Currency fluctuation is without doubt the biggest challenge when investing in foreign currencies. Without establishing an appropriate safety mechanism and expert knowledge investment can soon turn into speculation.

Our mission is to become an oasis for anyone who wants to receive predictable returns without unpredictable risk. To achieve this, we have devoted thousands of hours to building the best possible solution that guarantees the safety of your money.

As long as you invest in a term deposit in your mother currency then no foreign currency risk exists. That is why all our term deposits are in EUR, USD, GBP and PLN.

Simple, fair and like you want.


What risks are involved in term deposits?

Investing in a term deposit usually involves limited risk because deposit products are secured against the folding of a credit institution by national deposit guarantee schemes.

What is a national deposit guarantee scheme?

Deposit insurance is a measure implemented in many countries to protect bank depositors from losses caused by a bank's inability to pay its debts when due.

Are all the banks secure?

We work with banks thich have a long history on the local market, employ a significant number of people, have a strong capital base and stable future prospects.

What happens if a bank folds?

Learn how we try to avoid such events and how we help you if they do happen.

What happens if Deposit Planet folds?

You are the legal owner of money invested in your term deposits, therefore in an unlike event Deposit Planet folding your money will be fully protected by banks keeping your deposits.

What does the credit rating mean?

Learn how the information about credit rating can help you to decide where to securely placed your money.