FAQ > Security and risk

Are all the banks secure?

History shows that banks, even in the most developed and best regulated countries, can have problems. That's why we cooperate only with banks, that are key players on the local market. Typically, these banks will have a long history on the local market, employ a significant number of people, have a strong capital base and stable future prospects.

However, we are unable to provide a guarantee for the security of our partner banks. To keep you fully informed at all times, we have provided additional information about each term deposit available with us.

What risks are involved in term deposits?

Investing in a term deposit usually involves limited risk because deposit products are secured against the folding of a credit institution by national deposit guarantee schemes.

Will my investment be at risk from currency fluctuations?

Definitely not. Our mission is to become an oasis for anyone who wants to receive predictable returns without unpredictable risk

What is a national deposit guarantee scheme?

Deposit insurance is a measure implemented in many countries to protect bank depositors from losses caused by a bank's inability to pay its debts when due.

What happens if a bank folds?

Learn how we try to avoid such events and how we help you if they do happen.

What happens if Deposit Planet folds?

You are the legal owner of money invested in your term deposits, therefore in an unlike event Deposit Planet folding your money will be fully protected by banks keeping your deposits.

What does the credit rating mean?

Learn how the information about credit rating can help you to decide where to securely placed your money.